EN ID

The Commercial Financing is an infrastructure financing facility provided to private parties

Commercial Financing is a financing facility service catering to private parties and state-owned and regionally-owned enterprises under various flexible financing products to help promote private investments in regions.

The Commercial Financing is an infrastructure financing facility provided to private parties

PT SMI Commercial Financing products includes:

Senior Loan

A financing facility that provides the lender with senior repayment priority over other debtors. Senior Loan comes with the highest security level and is most commonly used to finance operations, support business expansion, and refinance existing debt.

Our Senior Loan products covers:

  • Investment/Term Loan

  • Working Capital Loan 

  • Bridge Loan

  • Take Out Financing

  • Promotor Financing

  • Non-Cash Financing

Subordinated Loan

A junior loan facility (secondary loan) with a lower priority of short-term repayment financing than the prior 'senior loan' facility.

Mezzanine Loan

A refinancing facility comprises part loan and part investment and is a second charge loan (secondary priority repayment) with combined debt to equity conversion, cash flows, and stock purchase options.

Financing Services

A refinancing facility comprises part loan and part investment and is a second charge loan (secondary priority repayment) with combined debt to equity conversion, cash flows, and stock purchase options.